Cash Management
Unlocked

Optimise your cash management for growth and stability with flexible access across selected high yield savings and investment accounts.

Maximise the rates on your cash for the short or long-term

Create a smart cash management strategy by balancing savings with low-risk investments.

Easy Access Savings

  • Earn 4.59% AER (variable), including a 0.55% Savings bonus for 12 months on balances up to £35,000
  • Investors can earn an additional 0.25%, boosting the rate to 4.84% AER (variable)
  • Interest paid daily, bonuses paid monthly
Learn more

Fixed Term Savings

  • Terms from 12-24 months
  • Rates up to 3.97% AER (fixed)
  • Funds securely held under FSCS protection with our regulated partner banks
  • Interest paid at the end of your term
Learn more

Money Market

  • Low-risk, high liquidity investment portfolio for managing cash.
  • Daily returns reinvested, helping your money grow through compounding
  • Capital at Risk
Open an accountDownload the app

Please remember, investing should be viewed as longer term. Your capital is at risk - the value of investments can go up and down, and you may get back less than you put in.

The smart alternative to traditional savings accounts

Our Money Market portfolio combines the flexibility of a savings account with the returns of an investment. This low-risk money market fund tracks a trusted benchmark, offering steady growth through compounding while keeping your cash accessible. Capital at risk.

Your savings covered by FSCS protection

We’ve done the hard work for you and searched for secure and trusted banks with excellent rates and flexible access options.

Your savings deposits are eligible for protection by the Financial Services Compensation Scheme (FSCS).

In the event that a bank fails, the FSCS can pay compensation up to £85,000 per person per bank.

How to start managing your cash with Sidekick

Go to your app

Tap the cash management card on your home screen and choose a savings or investment product.

Open your account

Follow the simple on-screen instructions to set up your account in minutes.

Start growing wealth

Deposit funds into your Sidekick wallet and add them to your chosen account.

Any questions on Cash Management?

What are the key features of Sidekick's savings products?

Range of products
We offer a range of products, including Easy Access and Fixed Term Savings accounts.

Competitive interest rates

When you open a Sidekick savings account, you’ll earn interest directly from our trusted partner banks OakNorth and Hampshire Trust Bank.

What are the Sidekick bonuses?

From time-to-time we apply bonuses to the underlying savings rates provided by our partner banks. We'll let you know when a bonus is available on a product, and if you're eligible.

Any bonuses will be paid directly into your Sidekick Wallet. The Sidekick bonus rates can vary at our discretion, but we'll notify you if this happens.

Who are Sidekick's partner banks and are my funds safe?

Our savings accounts are provided by OakNorth Bank and Hampshire Trust Bank - fully regulated UK banks.

OakNorth Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 629564).

Hampshire Trust Bank Plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 204601).

Your deposits with OakNorth Bank and Hampshire Trust Bank are protected up to £85,000 per person per bank by the Financial Services Compensation Scheme (FSCS). Any deposits you hold above the limit are unlikely to be covered.

View all FAQs

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Sidekick Money Ltd is a company registered in England and Wales (No. 13882980). Sidekick Money Ltd is authorised and regulated by the Financial Conduct Authority (FRN 984829). Our address is 21-33 Great Eastern St, London, EC2A 3EJ.

Payment and e-money services (Non MIFID related products) are provided by The Currency Cloud Limited. Registered in England No. 06323311. Registered Office: Stewardship Building 1st Floor, 12 Steward Street London E1 6FQ. The Currency Cloud Limited is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: 900199).

Sidekick Money Ltd also provides investment management and lending services. These are separate and unrelated to the account and payment services you receive from The Currency Cloud Limited.