Cash Management

GET a high yield on your CASH

Strike the right balance between maximising your interest rate and managing your liquidity

Choose from either Easy Access or Fixed Term savings accounts

Download the app

Our Savings Accounts

Get the right balance between liquidity and rate

Easy Access

  • Easy access with next working day withdrawals
  • 4.75% AER (variable), including a 0.45% Sidekick bonus for 12 months on balances up to £35,000
  • Interest paid daily, bonus paid monthly
Learn more

Fixed Term

  • Fixed term accounts, with terms from 6-24 months
  • Funds securely held under FSCS with our regulated partner banks
  • Interest paid at the end of your term
Learn more

Why save with Sidekick?

Enjoy great rates with flexible access options. Benefit from a dedicated team of experts focused on maximising your wealth.

Excellent rates

We continuously monitor the market to ensure you earn a high yield on your savings - enhanced by our bonus rates.

Secure & protected

Your savings are protected by the Financial Services Compensation Scheme (FSCS) up to £85,000 per person per bank.

Flexible access options

Choose from different account types to match your goals, whether for short-term needs or longer-term planning.

Protected by FSCS

We’ve done the hard work for you and searched for secure and trusted banks with excellent rates.

Your savings deposits are eligible for protection by the Financial Services Compensation Scheme (FSCS).

In the event that a bank fails, the FSCS can pay compensation up to £85,000 per person per bank.

How to open your Sidekick savings account

Download the app

Download the Sidekick app and tap the Savings card on your home screen

Choose your account

Select from our Easy Access and Fixed Term savings accounts

Finish account setup

Follow the instructions to finish setting up your Sidekick savings account

BECAUSE A HIGH YIELD on your cash shouldn't just belong to the ultra-wealthy

The ultra wealthy make the most of their cash. They maximise their FSCS protection by spreading it across banks and optimise their rates by monitoring the market and using different types of products and terms.

We’re backed by world class investors:

Please remember, investing should be viewed as longer term. Your capital is at risk - the value of investments can go up and down, and you may get back less than you put in.

FAQs

Your questions, Answered

What are the key features of Sidekick's savings products?

Range of products
We offer a range of products, including Easy Access and Fixed Term Savers

Competitive interest rates
When you open a Sidekick savings account, you’ll earn interest directly from our trusted partner banks OakNorth and GB Bank.

What are the Sidekick bonuses?

From time-to-time we apply bonuses to the underlying savings rates provided by our partner banks. We'll let you know when a bonus is available on a product, and if you are eligible.

Any bonuses will be paid directly into your Sidekick wallet. The Sidekick Bonus rates can be varied at any time at our discretion, but we will notify you if this happens.

Who are Sidekick's partner banks and are my funds safe?

Our savings accounts are provided by OakNorth Bank and GB Bank, fully regulated UK banks.

OakNorth Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 629564).

GB Bank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 850286).

Your deposits with OakNorth Bank and GB Bank are protected up to £85,000 per person per bank by the Financial Services Compensation Scheme (FSCS). Any deposits you hold above the limit are unlikely to be covered.

View all FAQs

Sidekick Money Ltd is a company registered in England and Wales (No. 13882980). Sidekick Money Ltd is authorised and regulated by the Financial Conduct Authority (FRN 984829). Our address is 21-33 Great Eastern St, London, EC2A 3EJ.

Payment and e-money services (Non MIFID related products) are provided by The Currency Cloud Limited. Registered in England No. 06323311. Registered Office: Stewardship Building 1st Floor, 12 Steward Street London E1 6FQ. The Currency Cloud Limited is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: 900199)

Sidekick Money Ltd also provides investment management and lending services. These are separate and unrelated to the account and payment services you receive from The Currency Cloud Limited.