Referral programme
‍TERMS

Sidekick Referral Programme Terms and Conditions
28th January 2025

Welcome to Sidekick’s Referral Programme (the “Programme”). By participating in this Programme, you’re agreeing to the following terms. We’ve kept it simple, so take a look.

1. What’s this programme about?

Our Programme is our way of saying thank you when you introduce new customers to Sidekick. If you’re an existing customer (a “Referrer”) and you refer someone new (a “Referee”), you’ll both get a reward, as long as a few conditions are met.

2. Who can join?

Referrers: You need to already have an active account with us. 
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‍Referees: They must be new to Sidekick and not have held an account with us before. For the avoidance of doubt, if they’ve ever started signing up for a Sidekick account previously but have not completed onboarding, they would not be eligible for this offer. Referred customers must also meet Sidekick’s eligibility requirements. More on that below.

3. How it works

• Your Referee needs to open a new general investment account or ISA account and keep a minimum balance of £1,000 in an eligible investment asset for at least 31 calendar days (“Minimum Holding Period”).
• Eligible investment assets are those which can be held in either a general investment account or an ISA account and include: Global Stocks, Global Bonds, Money Market Funds, Custom Indexing (collectively referred to as “Eligible Investment Assets”)
• For the avoidance of doubt, deposits into any Savings or Private Market Investments offered by Sidekick do not qualify under these referral program conditions as an Eligible Investment Asset.
• You can refer up to 5 people during the promotional period.
• Please follow the process as set out in the referral link received with the promotional offer materials.
• Referrers will not receive a referral bonus if your account is closed during the program period set out in Section 6.

4. Investment eligibility

In order to qualify for Sidekick’s investment account, referees must meet the below criteria:

• They have sufficient legal capacity to enter into an agreement
• They are a UK resident (meaning, for these purposes, that their primary place of residence is in the UK and they are a UK tax payer); and
• They are at least 18 years of age

5. The rewards

• Both you and your Referee(s) will get a referral reward deposited straight into your Sidekick wallets after the Minimum Holding Period has lapsed, so long as all other program conditions have been met.
• Assuming the program conditions have been met, the referrer will receive £50 per qualified referee, up to 5 unique referees per individual referrer equalling a total of up to £250 per referrer. 
• The referees who meet the program conditions will receive £50.

6. Programme duration

• We might tweak, pause, or end the program at any time. If we do, we’ll let you know through our usual channels.
• This referral program expires on the 28th February 2025 at 5pm (GMT), though is subject to change at our discretion.
• The Minimum Holding Period will be deemed lapsed as of 31st March 2025 at 5pm (GMT). 
• Referral rewards will be paid within 5 business days after the Minimum Holding Period has lapsed, or at the latest will be paid by 7th April 2025. 

7. Programme conditions

• Your Referee’s account needs to stay active and meet the minimum balance requirement for the full Minimum Holding Period.
• The investment monies must be invested in Eligible Investment Assets, as highlighted in section 3, and maintain a minimum account balance, more on that below.
• If their account is closed or the balance drops below the £1,000 minimum during that time due to withdrawals, no reward will be issued (“Minimum Account Balance”)
• For the avoidance of doubt, any reductions on the minimum account balance due to the underlying performance of the asset will not be considered a breach of the minimum account balance condition. Sidekick will only consider withdrawal-based reductions in its minimum balance considerations.
• Rewards are paid out only after the 31 calendar-day holding period once Sidekick has confirmed the conditions of all participants have been met.
• You can refer up to 5 people during the promotional period.

8. Play fair

• Referrals should be genuine and for legitimate investment purposes.
• Self-referrals or any kind of fraud will disqualify you from the program.
• We have the right to refuse or reverse any reward payment if we suspect any fraud or breach of these terms.

9. Taxes

Rewards might be taxable. It’s up to you to handle any tax responsibilities, so check with a tax professional if needed.

10. Changes to the programme

• We can change, pause, or stop the program at any time without prior notice.
• If we end the program, any pending rewards will still be paid out as long as all conditions are met.

11. Limitations

• We’re not responsible for technical issues or errors that might affect your participation.
• If anyone breaks the rules, we can remove them from the program.

12. Legal stuff

• These terms are governed by the laws of England and Wales. Any disputes will be handled in the courts of England and Wales.
• By taking part in the Referral Program, you’re confirming that you’ve read and agree to these terms.
• Got questions? Reach out to Sidekick’s customer support at support@sidekickmoney.com or via our in app chat—we’re happy to help!
• Sidekick Money Ltd is a company registered in England and Wales (No. 13882980). Sidekick Money Ltd is authorised and regulated by the Financial Conduct Authority (FRN 984829). Our address is 21-33 Great Eastern St, London, EC2A 3EJ.