Fixed Term Saver

lock in a rate for a fixed term

Fixed term accounts, with terms from 12-24 months

Funds securely held with our partner bank, Hampshire Trust Bank

Guarantee your rate for a fixed period, with interest paid at the end of your term

Download the app

See how we compare vs the market

Interest rate (AER)

Account type

12 month gain on £10,000

4.58%

12 Month Fixed Term

£458

4.51%

12 Month Fixed Term

£451

4.50%

12 Month Fixed Term

£450

4.50%

12 Month Fixed Term

£450

4.11%

12 Month Fixed Term

£411

Information sourced from Moneyfacts on 25th February 2025

Protected by FSCS

We’ve done the hard work for you and searched for secure and trusted banks with excellent rates.

Your savings deposits are eligible for protection by the Financial Services Compensation Scheme (FSCS).

In the event that a bank fails, the FSCS can pay compensation up to £85,000 per person per bank.

Get started Download the app

Why save with Sidekick?

Enjoy great rates with daily interest, allowing you to watch your wealth grow. Benefit from a dedicated team of experts focused on maximising your wealth.

An excellent rate

We are committed to helping people achieve their wealth potential. That's why we continuously monitor the market to ensure you receive excellent rates on your savings.

Secure & protected

All money deposited into a partner bank savings account is eligible for protection by the Financial Services Compensation Scheme (FSCS). Up to £85,000 per person per bank.

Guaranteed rates

Lock in a rate for a fixed term to give you comfort on the amount that you'll earn on your savings. Interest is automatically paid at the end of your term.

How to open your Sidekick savings account

Tap the savings card

Download the Sidekick app and select the Savings card on your homescreen

Select Fixed Term Saver

Select Fixed Term Saver from our savings options

Finish account setup

Follow the instructions to finish setting up your Sidekick savings account

BECAUSE A HIGH YIELD on your cash shouldn't just belong to the ultra-wealthy

The ultra-wealthy make the most of their cash. They maximise their FSCS protection by spreading it across banks and optimise their rates by monitoring the market and using different types of products and terms.

We’re backed by world class investors:

FAQs

YOUR QUESTIONS, Answered

What are the key features of Sidekick's Fixed Term Savings products?

Range of terms
We offer a variety of terms from 12 months to 2 years.

‍Interest
Interest on funds in your savings account will be paid back to your Sidekick Wallet at the end of your term.

‍Locked until end of the term
You can’t withdraw until the end of your fixed term. Please fund your Wallet with the full intended amount, before transferring to your Fixed Term savings product.

Who is Hampshire Trust Bank and are my funds safe?

Our Fixed Term savings accounts are provided by Hampshire Trust Bank, a fully regulated UK bank.

Hampshire Trust Bank Plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 204601).

Your deposits with Hampshire Trust Bank are protected up to £85,000 per person per bank by the Financial Services Compensation Scheme (FSCS). Any deposits you hold above the limit are unlikely to be covered.

What bonuses are available on your Fixed Term savings accounts?

We periodically release exclusive bonuses on our Fixed Term savings accounts. There aren't any live at the moment but keep checking back!

View all FAQs

Sidekick Money Ltd is a company registered in England and Wales (No. 13882980). Sidekick Money Ltd is authorised and regulated by the Financial Conduct Authority (FRN 984829). Our address is 21-33 Great Eastern St, London, EC2A 3EJ.

Payment and e-money services (Non MIFID related products) are provided by The Currency Cloud Limited. Registered in England No. 06323311. Registered Office: Stewardship Building 1st Floor, 12 Steward Street London E1 6FQ. The Currency Cloud Limited is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: 900199).

Sidekick Money Ltd also provides investment management and lending services. These are separate and unrelated to the account and payment services you receive from The Currency Cloud Limited.